EACH MONTHLY QUALIFICATION CYCLE: Have at least 12 signature-based debit card purchases post and clear, have at least one direct deposit or automatic payment post and clear, and receive eStatements.

Choose from the following charities:

*APY=Annual Percentage Yield. Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 4/02/12. Rate tiers are as follows: 2.01% APY applies to balances of $0.01 - $9,999.99 and 0.65% APY applies to balances $10,000 and above if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn0.65% APY - 2.01% APY if qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ¹ATM fee refunds up to $20 provided only if qualifications are met within the monthly qualification cycle.  ²Charitable contributions made on all debit card purchases over $10.00 posted and cleared during the qualification cycle. For each debit card purchase, if qualifications are met, Eaton National Bank & Trust Co. will contribute $0.05. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra-bank transfers do not count as qualifying transactions. See Eaton National Bank and Trust Co. for details.